VESTA CAPITAL PARTNERS

Loan Programs Built for Real Estate Investors.

Flexible lending programs designed around the way experienced real estate investors actually operate — from acquisitions and renovations to repeat deals and high-leverage financing opportunities.

EXPLORE OUR PROGRAMS

Financing Designed Around the Deal.

Every investor operates differently. Our specialized lending programs provide multiple paths to capital based on your experience, project, collateral, timeline, and overall investment strategy.

Vesta Capital Partners 100 Percent Financing Program
MAXIMIZE YOUR LEVERAGE

100% Financing Program

Built for serious real estate investors who want to scale without tying up significant amounts of their own capital in every project.

With adequate unencumbered cross collateral, qualified borrowers can finance 100% of project costs, including construction expenses, while preserving liquidity for additional opportunities.

✓ 12 Month Term
✓ 12% Interest Rate
✓ 2% Origination Fee
✓ 6 Month Prepayment Penalty
✓ Unencumbered Cross Collateral Required
✓ 100% of All Costs With Adequate Collateral
✓ 100% Construction Costs
✓ Interest Reserve Available
✓ $200 Inspection Fee
✓ $2,000 Processing Fee
Apply For This Program →
ACQUIRE. RENOVATE. RESALE.

Fix & Flip Loan Program

Flexible bridge financing for investors purchasing properties that need renovation before resale or refinance.

The Fix & Flip Loan Program combines acquisition financing with 100% of eligible construction costs, helping investors preserve liquidity while moving projects from purchase through renovation.

✓ 12 Month Term
✓ 12% Interest Rate
✓ 2 Points at Closing
✓ 6 Month Prepayment Penalty
✓ 70% of Purchase
✓ 100% Construction Costs
✓ $2,000 Processing Fee
✓ $200 Construction Inspection Fee
Apply For This Program →
Vesta Capital Partners Fix and Flip Loan Program
Vesta Capital Partners Frequent Flyer Program
BUILT FOR REPEAT INVESTORS

Frequent Flyer Program

A specialized lending program created for experienced investors who consistently complete deals and need speed, leverage, and reliable execution.

The Frequent Flyer Program rewards qualified repeat borrowers with competitive terms, fast closings, full construction financing, and access to additional Vesta financing programs.

✓ 4 Month Term
✓ 9% Interest Rate
✓ 2% Origination Fee
✓ 4 Month Prepayment Penalty
✓ 80%+ LTP
✓ 100% Construction Costs
✓ Interest Reserve Available
✓ Pro-Rated Points After 4 Months
✓ 24 Hour Closing Pending Underwriting
✓ Free Draw Inspection With Video
✓ $995 Processing Fee
✓ Qualifies for 100% Financing Program
Apply For This Program →
FAST, SHORT-TERM CAPITAL

Wholesaler Stop Gap Program

Designed for real estate wholesalers and investors who need quick access to capital to secure an opportunity, bridge a short-term gap, or keep a transaction moving.

The Wholesaler Stop Gap Program offers a short three-month structure with flexible leverage and the ability to finance up to 100% of project costs when adequate collateral is available.

✓ 3 Month Term
✓ 10% Interest Rate
✓ 3% Origination Fee
✓ 3 Month Minimum
✓ Up to 90% LTP or 70% LTV
✓ 100% of Costs With Adequate Collateral
✓ $995 Processing Fee
Apply For This Program →
Vesta Capital Partners Wholesaler Stop Gap Program

The information provided on this page is for informational purposes only and does not constitute an offer or solicitation to lend or invest. All loans are subject to credit approval, underwriting criteria, and compliance with applicable laws and regulations. Terms, rates, and availability are subject to change without notice. Vesta Capital Partners, LLC does not guarantee loan approval or investment returns.

LOAN PROGRAM VIDEOS

See How Our Loan Programs Work

Get a closer look at Vesta Capital Partners’ lending programs and discover the financing options available to help you fund your next real estate opportunity.